Credit Score Improvement
Understand what's affecting your score and get a step-by-step plan to build stronger credit over time.
Explore Score Improvement
Strengthen Your CIBIL.
Grow Your Future.
Expert CIBIL score improvement assistance, credit profile reviews, credit report analysis, dispute support and credit advisory services to help you build a stronger credit profile and access better financial opportunities.
Confidential Consultations
Quick Response
Personalised Advice
Transparent & Ethical Advice
Prompt, Personalised Support
Confidential Consultations
Structured Financial Roadmaps
What We Do
Services Designed
Services Designed
Around Your Goals
Every financial situation is unique. We provide clear, practical guidance to help you understand and improve your credit health.
Credit Profile Review
Review your credit profile and identify areas that may help strengthen your overall credit standing over time.
Explore Profile ReviewCredit Report Dispute Assistance
Guidance on identifying and raising disputes for inaccurate entries on your credit report with the relevant bureau.
Explore Dispute AssistanceCredit Advisory Services
Personalised credit advisory services to help you understand your options and make informed financial decisions.
Explore Advisory Services
Credit Health
Your Credit Score Is
Your Credit Score Is
More Important Than You Think
Your credit score influences loan approvals, interest rates, and financial opportunities. Understanding it is the first step to improving it.
Know Your Current Score
We help you obtain and understand your credit report from all major bureaus.
Identify What's Dragging It Down
Pinpoint the exact factors reducing your score from late payments to high utilisation.
Build a Personalised Action Plan
Receive tailored steps you can take immediately to start improving your credit health.
Abhishek Pathak
Founder & Credit Consultant
Meet the Founder
"True financial freedom begins with understanding your credit and having someone in your corner who genuinely wants to see you grow."
Abhishek Pathak founded Prise Credit Solutions with a clear purpose: to make expert credit guidance accessible to individuals and businesses who have been overlooked or misguided. With a hands-on, client-first approach, Abhishek brings clarity to complex financial situations, offering honest advice that is free from jargon and focused on real results. His commitment is simple to be a trusted partner on your journey to better financial health.
Honest Advice
Client-First Approach
No Jargon
Long-Term Thinking
Who We Help
We Work With People
We Work With People
At Every Financial Stage
Whether you're just starting out or rebuilding, we have the experience to guide you.
Salaried Professionals
Looking to secure a home loan, car loan, or personal loan at the best possible terms.
Business Owners
Seeking business credit facilities, overdrafts, or working capital loans to grow their venture.
Those Rebuilding Credit
Individuals recovering from financial setbacks and looking to restore their credit standing.
First-Time Borrowers
People new to credit who want to build a strong foundation from the very beginning.
How It Works
Your Journey to Better
Your Journey to Better
Credit in 4 Steps
A clear, structured process so you always know what to expect.
Initial Consultation
Reach out via WhatsApp or phone. We listen to your situation with no judgement and no pressure.
Detailed Profile Analysis
We analyse your credit report in detail identifying errors, risks, and improvement opportunities.
Personalised Action Plan
You receive a clear, prioritised roadmap tailored to your specific credit goals and timeline.
Ongoing Support
We stay with you, monitoring progress and adjusting strategies as your situation evolves.
Common Questions
Frequently Asked Questions
Improving your CIBIL score typically involves paying EMIs and credit card dues on time, reducing high credit utilisation, maintaining a healthy credit mix, and addressing any inaccuracies in your credit report. The exact strategy depends on your individual credit profile.
Yes. A settled account may impact your CIBIL score and can influence future lending decisions. The impact varies based on your overall credit profile and repayment history. We help clients understand their credit reports and identify appropriate next steps based on their situation.
Yes. Inaccurate entries such as incorrect loan amounts, closed accounts still showing as open, or payments recorded incorrectly can be disputed with the credit bureau. We guide you through the dispute process step by step.
Absolutely. All information you share with us is treated with complete confidentiality. We do not share your personal or financial data with any third party without your explicit consent.
Knowledge Center
Learn. Understand. Grow.
Practical articles and guides to help you make informed financial decisions.
Credit Basics
5 Habits That Silently Damage Your Credit Score
Common financial behaviours that most people overlook and how to correct them.
Read Habits GuideLoan Guide
How to Read Your CIBIL Report: A Step-by-Step Guide
Understand every section of your credit report and what lenders actually look at.
Read CIBIL Report GuideFinancial Planning
Building Credit from Scratch: Where to Start
A practical guide for first-time borrowers looking to establish a positive credit history.
Read Building Credit Guide
Get in Touch
Ready to Take Control
Ready to Take Control
of Your Credit Health?
Reach out today for a confidential, no-pressure consultation. We're here to help you understand your options and chart a clear path forward.