Terms & Conditions

By accessing or using the Prise Credit Solutions website at prisecredit.in, or by submitting an enquiry, contact form, or feedback through this website, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions.

If you do not agree with any part of these terms, please do not use this website or engage with our services. These terms apply to all visitors, users, and individuals who access or use our website in any capacity.

Prise Credit Solutions reserves the right to update these terms from time to time. The date at the top of this page will reflect any material changes. Continued use of the website following an update constitutes acceptance of the revised terms.

This website serves as an informational and communication platform for Prise Credit Solutions. It is designed to:

• Provide general educational information about credit scores, credit reports, and related financial concepts, through the Knowledge Center and FAQ sections.
• Outline our credit advisory guidance services, including how we assist individuals and businesses in understanding their credit standing.
• Explain our credit profile review and assistance, which involves reviewing credit reports and advising on actionable improvements.
• Describe our credit score improvement assistance, which involves identifying factors affecting a client's score and recommending structured steps to address them.
• Outline our credit report dispute assistance, which involves guiding individuals through the formal bureau dispute process where genuine inaccuracies exist.
• Provide a means for visitors to contact us, submit enquiries, and share feedback.

All content on this website is provided for general informational purposes only. It does not constitute financial, legal, or lending advice. Users are encouraged to seek professional advice specific to their circumstances before making financial decisions.

Prise Credit Solutions provides guidance, review, educational support, and assistance only. We do not and cannot guarantee outcomes of any kind. Users must understand the following clearly before engaging with our services:

• No guarantee of credit score improvement. While we provide structured advice aimed at improving credit health, we cannot guarantee that your credit score will improve by a specific amount or within a specific timeframe. Credit score calculations are determined by credit bureaus using their own proprietary methods.
• No guarantee of dispute acceptance. We guide you through the process of raising a dispute with a credit bureau where you believe an error exists. However, we cannot guarantee that any dispute will be accepted, investigated favourably, or result in a correction.
• No guarantee of bureau corrections. The decision to correct, update, or remove any entry on a credit report rests entirely with the credit bureau and the lender who submitted the information. We have no authority over these decisions.
• No guarantee of loan approval. Improving a credit profile may improve loan eligibility, but we cannot guarantee that any lender will approve a loan or credit application. Lending decisions are made independently by financial institutions based on their own criteria.
• No guarantee of lender decisions. Interest rates, credit limits, loan terms, and approval decisions are determined solely by the relevant lender or financial institution. Prise Credit Solutions has no influence over, and accepts no responsibility for, such decisions.

By using this website or engaging with our services, you agree to act honestly, responsibly, and in good faith. The following responsibilities apply to all users:

• Accurate information: You agree to provide truthful and accurate information when submitting enquiries, contact forms, or feedback. Providing false or misleading information may affect the quality of guidance we are able to offer.
• Honest dispute submissions: Where we assist with credit report disputes, you agree to submit disputes only where genuine discrepancies or inaccuracies exist, and where you have supporting documentation or reasonable grounds to believe an error has occurred. Disputes should not be raised with the intent to remove accurate and legitimate negative information.
• Independent decision-making: Any guidance provided by Prise Credit Solutions is advisory in nature. You remain solely responsible for the financial decisions you make based on that guidance. We encourage you to consider our input carefully and, where appropriate, seek additional professional advice.
• Lawful use of the website: You agree not to use this website for any unlawful purpose, to interfere with its operation, or to attempt to gain unauthorised access to any part of it.
• Respecting our content: You agree not to reproduce, distribute, or commercially exploit the content on this website without prior written permission from Prise Credit Solutions.

All content on this website including but not limited to text, articles, educational resources, service descriptions, images, logos, design elements, and the overall structure and layout of the website is the property of Prise Credit Solutions and is protected by applicable intellectual property laws.

The Prise Credit Solutions name, logo, and tagline "Your Trusted Growth Partner" are proprietary. They may not be reproduced, copied, or used without prior written consent.

You are welcome to share links to pages on this website for personal, non-commercial purposes. However, reproducing substantial portions of website content whether for distribution, publication, or commercial use is not permitted without explicit permission.

If you would like to reference or republish any content from this website, please contact us to discuss the terms.

This website may contain links to third-party websites, platforms, or services including WhatsApp, email providers, and credit bureau websites. These links are provided for the convenience of users and do not constitute an endorsement or representation of those third-party services.

Prise Credit Solutions has no control over the content, privacy practices, or availability of third-party websites. We are not responsible for any content, services, or information found on linked websites.

When you click on a link that takes you to a third-party platform such as WhatsApp you leave our website and your activity is governed by that platform's own terms and privacy policy. We encourage you to review the terms and privacy policies of any third-party services you use.

Prise Credit Solutions provides advisory, educational, and assistance-based services only. To the fullest extent permitted by applicable law, we are not liable for any direct, indirect, incidental, or consequential loss or damage arising from:

• Reliance on any information or guidance provided through this website or through our consultations, where that information is used to make financial or credit-related decisions.
• Outcomes of credit disputes, including disputes that are not resolved in your favour or corrections that are not applied by a credit bureau or lender.
• Decisions made by lenders, financial institutions, or credit bureaus regarding your credit application, score, report, or any credit-related matter.
• Temporary unavailability of this website, technical errors, or interruptions to website access.
• The content, availability, or actions of any third-party websites linked from this website.

We do not exclude liability for matters where exclusion is not permitted under Indian law, including liability for fraud, wilful misconduct, or personal injury caused by negligence.

Prise Credit Solutions reserves the right to modify, expand, reduce, or discontinue any of its services, website features, or content at any time without prior notice. We may also update these Terms and Conditions periodically.

Changes to our services may include, but are not limited to, the addition or removal of service offerings, modifications to consultation formats, and updates to how we communicate with clients.

The availability of this website is not guaranteed. We aim to maintain consistent access but may need to perform maintenance, make updates, or address technical issues that result in temporary unavailability. We are not liable for any inconvenience caused by such interruptions.

It is your responsibility to review these Terms and Conditions periodically. The version displayed on this page at the time of your engagement with our website or services constitutes the applicable terms.

If you have questions about these Terms and Conditions, wish to discuss any aspect of our services, or have a concern you would like to raise, please contact us through any of the following:

• Email: [email protected]
• Phone: +919993251705
• WhatsApp: +919993251705
• Contact form: prisecredit.in/contact.html

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising in connection with these terms shall be subject to the jurisdiction of the courts of Madhya Pradesh, India.

Related documents you may also wish to review:

• Privacy Policy how we collect and handle your personal information.
• Feedback Page share your experience or suggestions with us.
• Contact Page submit an enquiry or speak to our consultant.