Prise Credit Solutions is a credit advisory firm that provides structured guidance, review, and advisory support to individuals seeking to understand and improve their credit profile. This disclaimer sets out the scope, boundaries, and limitations of the services we offer. Nothing in this disclaimer is intended to mislead or restrict your rights. It exists to ensure that you engage with our services with accurate expectations and a clear understanding of what we can and cannot do on your behalf.
Scope of Services
Prise Credit Solutions provides the following services to individuals:
- Credit profile review and analysis of credit bureau reports
- Credit score improvement guidance and structured advisory support
- Credit report dispute assistance identifying inaccuracies and guiding the dispute submission process
- Credit advisory services and educational support on credit management practices
- Credit Profile Review assistance to support long-term financial health
All services provided by Prise Credit Solutions are strictly advisory and consultative in nature. We do not act as a financial intermediary, lender, or credit broker. We do not have any direct authority over credit bureaus, lending institutions, banks, NBFCs, or any other financial body.
Our role is limited to providing guidance, education, review, and support. The application of any advice or recommendations provided by Prise Credit Solutions remains entirely the responsibility of the client.
No Guarantees of Outcome
Prise Credit Solutions does not guarantee, promise, or assure any specific outcome as a result of engaging our services. In particular, we make no guarantee of:
- Any specific increase in credit score or CIBIL score
- Removal of any entry, record, default, write-off, or settlement notation from a credit report
- Correction of any information held by a credit bureau
- Approval of any loan, credit card, overdraft, or other financial product
- Successful resolution of any dispute submitted to a credit bureau
- Any particular financial outcome, benefit, or improvement in financial standing
Credit outcomes depend on a wide range of factors beyond our control, including your individual credit history, repayment behaviour, the policies of lenders and credit bureaus, and applicable regulations. No ethical credit advisory firm can guarantee results, and any service that does so should be treated with caution.
We commit to providing you with professional, transparent, and honest guidance. However, we cannot and do not guarantee that following our advice will result in a specific credit score, loan approval, or financial benefit.
Genuine Disputes Only
Prise Credit Solutions provides dispute assistance strictly and exclusively for genuine inaccuracies, errors, or discrepancies found in a client's credit report that are supported by relevant documentation.
- Disputes should be raised only where there is a verifiable factual error or omission in the credit report
- All dispute submissions must be supported by appropriate documentation provided by the client
- We do not assist in disputing accurate, correctly reported information, regardless of its adverse nature
- We do not manufacture, fabricate, or misrepresent documentation for the purpose of a dispute
- Clients are responsible for the accuracy and authenticity of all documents they provide to us
Attempting to dispute accurate information with the intention of misleading credit bureaus is a violation of applicable regulations and may constitute fraud. Prise Credit Solutions will not participate in or facilitate any such activity.
Third-Party Decisions
All final decisions relating to your credit report, credit score, dispute outcomes, loan approvals, and financial products rest solely and entirely with the relevant third parties, including but not limited to:
- Credit Information Companies CIBIL (TransUnion CIBIL), CRIF High Mark, Equifax, and Experian India
- Banks, scheduled commercial banks, cooperative banks, and regional rural banks
- Non-Banking Financial Companies (NBFCs) and microfinance institutions
- Housing finance companies and other registered lenders
- The Reserve Bank of India (RBI) in its regulatory capacity
- Any other financial institution, authority, or regulatory body with jurisdiction
Prise Credit Solutions has no influence, authority, or affiliation with any credit bureau, lender, or financial institution. We cannot intervene in, override, or accelerate any decision made by these bodies. Our services are limited to supporting and guiding you through processes that are entirely governed by these third parties.
Timelines for dispute resolution, credit report updates, and credit score changes are determined solely by the relevant credit bureau or financial institution. We cannot commit to or guarantee specific timelines.
Informational Purpose Only
All content published on this website including articles, guides, FAQs, blog posts, service descriptions, and any other written material is provided for general informational and educational purposes only.
- Website content does not constitute legal advice, financial advice, or professional advice of any kind
- Content should not be relied upon as a substitute for consultation with a qualified legal or financial professional
- Information published on this website is general in nature and may not apply to your specific circumstances
- Credit regulations, bureau policies, and lending practices are subject to change; we endeavour to keep content current but cannot guarantee that all information reflects the most recent developments
- Case-specific or situation-specific guidance should be sought through a direct consultation with Prise Credit Solutions or an appropriate qualified professional
Any action you take based on information published on this website is taken at your own discretion and risk. Prise Credit Solutions shall not be liable for any loss or consequence arising from reliance on general website content.
External Links & Third-Party Content
This website may contain links to external websites, government portals, credit bureau platforms, or other third-party resources for your convenience and reference.
- Prise Credit Solutions does not control or maintain any external website linked from this site
- We do not endorse, verify, or take responsibility for the content, accuracy, or practices of any linked third-party website
- Visiting any external link is at your own discretion and subject to the terms and privacy policies of that third-party website
- The inclusion of any link does not imply a recommendation or affiliation
Accuracy of Information Provided by Clients
The quality and effectiveness of the guidance we provide depends entirely on the accuracy and completeness of the information you share with us. Prise Credit Solutions does not independently verify all information provided by clients.
- Clients are responsible for providing accurate, complete, and truthful information during all consultations
- We will not be liable for any advice, guidance, or recommendation that is based on information that was inaccurate, incomplete, or misleading
- Clients must ensure that all documents shared with us are genuine, unaltered, and legally obtained
- Any misrepresentation of facts by a client releases Prise Credit Solutions from any responsibility for outcomes
Limitation of Liability
To the fullest extent permitted by applicable law, Prise Credit Solutions, its founder, consultants, and representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- The use of or inability to use our services
- Reliance on any information, advice, or guidance provided by us
- Decisions made by credit bureaus, lenders, or financial institutions
- Changes in credit scores, credit report entries, or financial product outcomes
- Any loss of financial opportunity, loan rejection, or adverse credit decision
- Access to or use of any third-party website or resource linked from our website
Our liability, where applicable, is limited strictly to the value of fees paid for the specific service in question. Nothing in this disclaimer excludes liability for fraud or for any liability that cannot be excluded by law.
Regulatory Compliance
Prise Credit Solutions operates in accordance with applicable Indian laws and regulations governing financial advisory and consulting services. Our services are provided in good faith and with a commitment to ethical professional practice.
- We do not hold ourselves out as a registered investment adviser, stockbroker, or SEBI-regulated entity
- We do not provide securities advice, insurance advice, or tax advice
- Our services are not regulated by the Reserve Bank of India (RBI) as a financial institution or NBFC
- We adhere to the Credit Information Companies (Regulation) Act, 2005 in the context of dispute assistance
- We encourage all clients to independently verify any regulatory or legal requirements applicable to their situation
If you are uncertain about any legal, financial, or regulatory aspect of your situation, we recommend consulting an appropriately qualified and licensed professional in addition to our services.
Questions About This Disclaimer
If you have any questions, concerns, or require clarification regarding this disclaimer or the scope of our services, please contact us directly. We are committed to transparency and are happy to address any queries before you engage our services.
- Phone: +919993251705
- WhatsApp: Chat with us on WhatsApp
- Email: [email protected]
We reserve the right to update or amend this disclaimer at any time without prior notice. The most current version will always be available on this page. Continued use of our website or services following any amendment constitutes your acceptance of the revised disclaimer.
Our Commitment to You
Prise Credit Solutions was founded on the principles of transparency, honesty, and professional integrity. We believe that every individual deserves clear, ethical, and accurate guidance when it comes to their credit health.
We will always tell you what we can realistically help you achieve. We will never overstate our capabilities, make false promises, or charge you for outcomes we cannot control. Our goal is to equip you with the knowledge, support, and structured guidance you need to navigate your credit journey with confidence.
If you have concerns about anything communicated by us on this website, in a consultation, or through any other channel we invite you to raise it directly with us. Honest feedback helps us serve you better.